Zip Finance

Buy Now, Pay Later
with Interest-Free Finance!

We have teamed up with zipMoney to give you the opportunity to pay for your purchase with flexible monthly payment plans.


Get a decision in real time

How zipMoney Works

We have teamed up with zipMoney to give you the opportunity to pay for your purchase with a 6 month interest-free option.

Get a decision in real-time.


Apply and get a decision in 3 minutes.

Zip pays

ZipMoney pays on your behalf – today!


You pay zipMoney in monthly installments.

Frequently asked questions

Who can apply?
  • Must be 18 years of age
  • Must be an Australian citizen or a resident
  • Must be employed in some capacity
How can I apply?

Click APPLY NOW and complete the easy 3-minute application. You’ll be surprised at how simple the process is.

Once approved and you accept the terms and conditions, zipMoney will pay on your behalf.

What else should I know?

Although zipMoney’s interest-free plan allows you to shop today without paying anything upfront – it is a loan and must be paid back. Failure to do so could affect your future credit rating.

zipMoney’s payment plans are interest-free for up to 6 months, but please be aware that interest will start to accrue after the interest-free period. You can see your interest free balance, how long it is estimated to take to repay the loan and change your payment schedule in your digital wallet.

What are the benefits?

You can buy the goods you want today and pay nothing upfront. By paying with your zipMoney account, you can split the cost of your purchase and pay over time. zipMoney even pays on your behalf no money ever changes hands.

You’re also provided with a virtual account so for your next purchase, all you need to do is sign-in to your digital wallet, confirm and pay. There’s no more need to use your credit card or seek a loan elsewhere.

It’s simple and easy to use.

What are the fees?
  • No deposit, so nothing to pay today
  • A one off establishment fee may apply. Don’t worry this is added to your interest free balance. Please see your application and contract for details.
  • Minimum monthly payments apply. See your contract and application for details.
  • An interest-free period of up to 6 months, after which interest will accrue at the standard annual percentage rate.
  • A small monthly admin fee of $6.00 (only payable if a balance is owing).
  • Please refer to your contract, terms and conditions for further information.

Where can I find out more?

Visit the zipMoney website to learn more.

Call the zipMoney team on (02) 8294 2345, or send us an email anytime.

Terms and Conditions

*To approved applicants only. The repayment advertised is to repay the purchase over 6 months interest free – inclusive of the $6 monthly account fee and establishment fee, see application for details. Minimum monthly payments required. Any balance outstanding at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently 25.9%. Credit provided by zipMoney Payments Pty Limited (ABN 58 164 440 993, Australian Credit Licence Number 441878).

Let Aarons Finance help you to create the lifestyle you and your family deserves.

Our in-house broker will hold your hand through the entire process, coming up with the perfect option for you.

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